AI for personal finance

Upload a statement.
We do the rest.

Drop your bank, M-Pesa, or card statement. We parse every line, categorize the spend, learn from your edits, and reconcile your regular deductions — automatically.

No credit card. No setup. Your data stays yours.

Bank

Balance

KES 509,406.23

as at today

Account

Equity Personal

••3300

Recent Transactions

Salary — JUNE

25 MayIncome

+KES 200,000

UBER BV — Trip

24 MayTransport

−KES 950

JAVA HOUSE NAIROBI

24 MayDining

−KES 1,250

JOHN MWANGI

23 MayFamily

−KES 5,000

Statement parsing

Any statement.
PDF, image, CSV.

Drop your bank PDF, an M-Pesa export, or a phone snapshot of your card statement. We read every line — dates, amounts, references — and detect the institution, account number, and currency on the way in.

  • PDF, image, and CSV statements
  • Detects account, holder, and balances
  • Deduplicates rows across re-uploads
  • Source-of-truth ledger, not a guess

Upload Statement

PDF, image, or CSV — AI extracts every transaction

equity-statement-may.pdf

2.4 MB · application/pdf

Extracting…

Salary credit Jun
INCOME+KES 200,000
M-Pesa send John Mwangi 0712345678
MPESA−KES 5,000
KPLC postpaid payment
BANK−KES 3,200
UBER BV London 14525
CARD−KES 950
47 of 47 transactions parsed Imported

Statement 1 — May

25 May

JOHN MWANGI 0712...

Uncategorised

−5,000

You set category to

Family

Statement 2 — June

Auto

JOHN MWANGI 0712...

Family
−5,000
Matched on vendor: john mwangi
Learns from you

Tag once.
Tagged forever.

Mark a payment to JOHN MWANGI as Family. Next statement, every payment to John lands in Family — automatically. We strip refs, amounts, and dates so the same person matches across statements.

  • Built-in dictionary for KPLC, Uber, Java, Naivas…
  • Your edits override the dictionary
  • Runs on a queue — no slow uploads
  • Per-user — your edits don't leak into team scope
Budgets

Plan it.
Spend against it.

Create budgets that match the period of life — one-off trips, monthly rent, yearly insurance. Break them into plans and line items. Watch spending roll up in real time as transactions land.

  • Periods: one-off, weekly, monthly, yearly
  • Spending plans with allocated line items
  • Invoices and suppliers per budget
  • Over-budget warnings before you ship

Family Holiday

One-off · 1 Jul – 14 Jul

82% used

Budget

KES 500K

Allocated

KES 480K

Spent

KES 410K

Left

KES 90K

Spending Plans

Accommodation

KES 180K / 200K

Flights

KES 150K / 150K

Activities

KES 50K / 80K

Food

KES 30K / 50K

Equity Personal · Deductions

KES 163,500 / month committed · 4 active

401k contribution

Monthly · day 25

KES 25,000

Confirmed

S&P 500 SIP

Monthly · day 5

KES 10,000

Upcoming

Jubilee premium

Monthly · day 1

KES 8,500

Confirmed

School fees

Quarterly

KES 120,000

Upcoming
Regular deductions

401k. SIPs.
School fees.

Declare the bills that come out on a schedule — investment auto-debits, insurance, retainers, school fees. We track what's committed and quietly confirm each one when its match shows up in your next statement.

  • Per-account schedule — pick day & period
  • Auto-reconciles against imported transactions
  • Pause, edit, or forget any rule in one click
  • See "monthly committed" at a glance
Teams

One app.
Many wallets.

Switch from your personal money to a team workspace in one click. Each team gets its own budgets, statements, members, and goals. Personal data stays personal — team data stays scoped to the team.

  • Organizations with multiple teams
  • Roles: Owner, Admin, Member, Viewer
  • Invite by email — set role on invite
  • Goals & milestones per team

Switch workspace

Individual

Personal workspace

Acme Co.

Engineering · 12 members

Family

Household · 3 members

Budgeted

KES 4.2M

Spent

KES 2.8M

Receivables

KES 1.1M

Pricing

Free where it matters.
Paid where it scales.

Free

For getting your money on screen

KES 0/ forever
  • Up to 3 accounts
  • AI statement parsing
  • Built-in auto-categorize
  • 1 budget
  • Personal workspace only
Get started
Most popular

Pro

For households and active spenders

KES 999/ per month
  • Unlimited accounts
  • Learning auto-categorize
  • Unlimited budgets + plans
  • Regular deductions tracking
  • Goals & milestones
  • Email support
Start free trial

Business

For teams and small companies

KES 4,999/ per org / month
  • Everything in Pro
  • Multiple teams per org
  • Roles & permissions
  • Invoices & suppliers
  • KYC verification
  • Priority support
Contact sales

Money in.
Money out.
Always clear.

Stop scrolling through bank statements. Start a free account and watch the AI do the boring part — so you can do the deciding part.